GM Group
Limited

operates as a diversified fintech investment holding, dedicated to the development and expansion of high-growth financial businesses in emerging markets.

About the Company

GM Group Limited is an international financial technology group dedicated to expanding access to modern, efficient, and responsible lending solutions across high-growth emerging markets.

The Group operates regulated lending and fintech platforms underpinned by proprietary AI-driven credit scoring, automated decision-making processes, and comprehensive risk management frameworks.

Guided by disciplined growth, a long-term strategic vision, and a strong commitment to operational excellence, GM Group Limited generates sustainable value for investors, clients, and partners, while advancing financial inclusion in the markets in which it operates.

Online
Micro-Lending
Automated
Scoring System
Customer-Centric
Service
Risk Management
& Compliance

Our Activity

We integrate capital, advanced technology, and deep local market expertise to develop agile and scalable lending ecosystems.

Our portfolio companies deliver fast, secure, and transparent credit solutions tailored to the needs of individuals and small businesses underserved by traditional financial institutions.

Leveraging automated risk assessment and AI-driven credit scoring, our platforms support responsible lending practices, maintain strong portfolio quality, and deliver resilient unit economics—enabling sustainable growth across market cycles.

Vision & Mission

Our Vision

  • To establish GM Group Limited as a leading fintech investment group driving the evolution of digital lending across emerging markets.
  • To deliver scalable financial technologies and consistently strong, market-leading performance.
  • To expand access to fair, transparent, and responsible financing for millions of customers.

Our Mission

  • To generate sustainable value and expand financial opportunity for clients, investors, employees, and communities by building innovative, secure, and customer-centric fintech businesses, grounded in strong governance, transparency, and data-driven decision-making.
«We build the future of finance today — with energy, intelligence, and responsibility.»

Creating Value for Clients

Our success is built on trust, transparency, and technology
Full transparency - clear pricing and terms, no hidden fees.
Advanced risk management - AI-powered scoring and automated processes that ensure accuracy and reliability
Cross-market expertise - best practices shared across regions to deliver superior customer experience.
Data protection - strict security protocols and modern encryption to safeguard personal information
We provide convenient, fast, and responsible financial solutions that empower customers and support long-term loyalty.
Privacy protection
Protection of personal data is our key priority. We use advanced encryption technologies to ensure the complete security of our clients’ data.

Social Responsibility

We believe that sustainable financial progress must be aligned with meaningful social impact.

GM Group Limited actively supports charitable initiatives that provide critical medical care and life-saving assistance to children facing serious illnesses, and partners with organizations dedicated to supporting vulnerable communities.

Our commitment extends beyond financial performance—we invest in people, opportunity, and long-term positive impact.

Key Figures

Bonds issued on Kazakhstan Stock Exchange (KASE)
€10.5M+
loans issued to date
€22M+
growing customer base
95,000+
employees
65+
fully developed in-house
AI-powered scoring system
annual customer growth 
84% in 2024

For Investors

GM Group Limited provides exposure to a rapidly growing fintech portfolio supported by strong underlying financial performance, diversified lending models, and a high level of transparency in reporting.

By combining disciplined credit risk management with a forward-looking investment strategy, we aim to deliver consistent returns and sustainable long-term value creation.

For Investors

Through our regulated entities and exchange-listed bonds, investors gain exposure to resilient cash-flow-generating assets in high-growth markets.
Partner with a fintech group delivering innovation, performance, and stability in emerging-market lending.

Invest with Us

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