Online
Micro-Lending
GMoney
Group
A diversified fintech investment holding dedicated to the development and expansion of high-growth financial businesses in emerging markets.
Kazakhstan — Central Asia’s largest economy — is the Group’s core market and the foundation of our lending business. Here we operate two licensed microfinance organisations, Unicredo (GMoney) and MoneyPlus, offering fully digital consumer loans, and fund our growth through bonds listed on the Kazakhstan Stock Exchange (KASE).
In 2026–2027 we are launching a new business line — auto lending. We see Central Asia as a strategic region for the Group’s further growth.
Europe is one of the Group’s key directions for international growth. Our first European market is Romania, where we are launching a dedicated platform for short-term digital consumer loans, with auto-secured lending to follow.
The Romanian platform uses the Group’s proven model: online customer acquisition, automated scoring and digital loan origination.
GMoney Group is an international financial technology group dedicated to expanding access to modern, efficient, and responsible lending solutions across high-growth emerging markets.
The Group operates regulated lending and fintech platforms underpinned by proprietary AI-driven credit scoring, automated decision-making processes, and comprehensive risk management frameworks.
Guided by disciplined growth, a long-term strategic vision, and a strong commitment to operational excellence, GM Group Limited generates sustainable value for investors, clients, and partners, while advancing financial inclusion in the markets in which it operates.
Registered in the AIFC. GM Group Limited is incorporated in the Astana International Financial Centre (AIFC). The AIFC operates under its own legal framework based on the principles of English common law, with an independent AIFC Court and International Arbitration Centre whose decisions are enforceable throughout Kazakhstan. For our investors, this means transparent rules, internationally recognised dispute resolution and reliable protection of their rights.
We integrate capital, advanced technology, and deep local market expertise to develop agile and scalable lending ecosystems.
Our portfolio companies deliver fast, secure, and transparent credit solutions tailored to the needs of individuals and small businesses underserved by traditional financial institutions.
Leveraging automated risk assessment and AI-driven credit scoring, our platforms support responsible lending practices, maintain strong portfolio quality, and deliver resilient unit economics—enabling sustainable growth across market cycles.
We believe that sustainable financial progress must be aligned with meaningful social impact.
GM Group Limited actively supports charitable initiatives that provide critical medical care and life-saving assistance to children facing serious illnesses, and partners with organizations dedicated to supporting vulnerable communities.
Our commitment extends beyond financial performance—we invest in people, opportunity, and long-term positive impact.
GM Group Limited provides exposure to a rapidly growing fintech portfolio supported by strong underlying financial performance, diversified lending models, and a high level of transparency in reporting.
By combining disciplined credit risk management with a forward-looking investment strategy, we aim to deliver consistent returns and sustainable long-term value creation.
Through our regulated entities and exchange-listed bonds, investors gain exposure to resilient cash-flow-generating assets in high-growth markets.
Partner with a fintech group delivering innovation, performance, and stability in emerging-market lending.
Representatives of GMoney Group will attend Money20/20 USA, one of the world’s largest fintech events, on 18–21 October 2026 in Las Vegas.
GMoney Group is preparing to launch short-term digital consumer lending in Romania as part of its European expansion strategy.
GMoney Group continues to develop its operations across Central Asia and Europe, focusing on scalable financial products and new markets.