GM Group
Limited

GM Group Limited is a diversified fintech investment holding that builds, scales, and empowers high-growth financial businesses across emerging markets.

About the Company

GM Group Limited is an international financial-technology group focused on unlocking access to modern, efficient, and responsible lending solutions in fast-developing economies.We operate regulated lending and fintech businesses supported by proprietary AI-based scoring systems, automated decision-making, and robust risk-management frameworks.
Through disciplined growth, long-term vision, and commitment to operational excellence, we deliver sustainable value to our investors, clients, and partners while contributing to financial inclusion across the markets we serve.

Online
Micro-Lending
Automated
Scoring System
Customer-Centric
Service
Risk Management
& Compliance

Our Activity

We combine capital, technology, and deep market expertise to build agile, scalable lending ecosystems.

Our companies provide instant, secure, and transparent credit solutions tailored to the needs of individuals and entrepreneurs underserved by traditional banking.
Powered by automated risk-assessment models and AI-driven scoring technologies, our platforms ensure responsible lending, high portfolio quality, and strong unit economics — enabling consistent growth and market resilience.

Vision & Mission

Our Vision

  • To become a leading fintech investment group shaping the future of digital lending across emerging markets.
  • Delivering scalable financial technologies and market-leading performance.
  • Providing access to fair and responsible financing for millions of customers.

Our Mission

  • To create value and financial opportunity for clients, investors, employees, and communities by building innovative, secure, and client-oriented fintech businesses backed by strong governance, transparency, and data-driven decision making.
«We build the future of finance today — with energy, intelligence, and responsibility.»

Creating Value for Clients

Our success is built on trust, transparency, and technology
Full transparency - clear pricing and terms, no hidden fees.
Advanced risk management - AI-powered scoring and automated processes that ensure accuracy and reliability
Cross-market expertise - best practices shared across regions to deliver superior customer experience.
Data protection - strict security protocols and modern encryption to safeguard personal information
We provide convenient, fast, and responsible financial solutions that empower customers and support long-term loyalty.
Privacy protection
Protection of personal data is our key priority. We use advanced encryption technologies to ensure the complete security of our clients’ data.

Social Responsibility

We believe financial progress must go hand-in-hand with social impact.

GM Group Limited supports charitable programs that provide life-saving assistance and medical care to children battling severe illnesses, and we actively partner with foundations that support vulnerable communities.

Our commitment extends beyond business results — we invest in people, opportunity, and hope.

Key Figures

Bonds issued on Kazakhstan Stock Exchange (KASE)
€10.5M+
loans issued to date
€22M+
growing customer base
95,000+
employees
65+
fully developed in-house
AI-powered scoring system
annual customer growth 
84% in 2024

For Investors

GM Group Limited offers access to a rapidly expanding fintech portfolio backed by real-sector financial performance, diversified lending models, and transparent reporting.

We combine sustainable credit risk management with forward-looking investment strategy, ensuring consistent returns and long-term value creation.

For Investors

Through our regulated entities and exchange-listed bonds, investors gain exposure to resilient cash-flow-generating assets in high-growth markets.
Partner with a fintech group delivering innovation, performance, and stability in emerging-market lending.

Invest with Us

News

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